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Cheque payments rule changing from January 1: Here’s all about the new rule



While availing of this facility is at the discretion of the account holder, banks may consider making it mandatory in case of cheque for amounts of Rs 5 lakh and above


New Delhi: In a bid to check banking fraud, the Reserve Bank of India had a couple of months ago decided to introduce the ”positive pay system” for cheque, under which re-confirmation of key details may be needed for payments beyond Rs 50,000.



This Cheque payments rule of positive pay system will come into effect from January 1 2021. While availing of this facility is at the discretion of the account holder, banks may consider making it mandatory in case of cheques for amounts of Rs 5 lakh and above.


Positive Pay System shall be implemented from January 01, 2021.



The concept of Positive Pay involves a process of reconfirming key details of large value cheques.



Under this process, the issuer of the cheque submits electronically, through channels like SMS, mobile app, internet banking, ATM, etc., certain minimum details of that cheque (like date, name of the beneficiary / payee, amount, etc.) to the drawee bank, details of which are cross checked with the presented cheque by CTS.

Any discrepancy is flagged by CTS to the drawee bank and presenting bank, who would take redressal measures.



You can avail self drive car booking in chennai using the simplest Positive Pay System with Lionea Rentals



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We Deliver Self Driving Cars in Chennai for the following Areas:
Thoraipakkam, Kelambakkam,Navalur,Seruseri,Mahabalipuram,Adyar, Nungambakkam, Ambattur, Vadapalani, Aminjikarai, Villivakkam, Adambakkam, Thiruvanmiyur, Anna Nagar, Anna Salai, Saidapet, Virugambakkam, Ashok Nagar, Besant Nagar, Choolaimedu, T. Nagar, Chromepet, Egmore, Ekkattuthangal, Pallikaranai, Guindy, K.K.Nagar, Kilpauk, OMR, Teynampet, Kodambakkam, Velachery, Madipakkam, Sholinganallur, Medavakkam, St. Thomas Mount, Mylapore, Nandanam, Nanganallur, Perungudi, Porur, Tambaram & West Mambalam.

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